You'll also get a free copy of your credit report -- check it and keep in contact with the credit bureaus until they appropriate any fraudulent charges or accounts you discover there. Credit card companies limit your legal responsibility on fraudulent purchases, and you'll dispute false costs. A financial savings account that has no checks issued and is not linked to any debit card might be much tougher for a thief to realize access to. If you retain a big amount of money in your fundamental checking account, then all that cash is weak if someone steals your debit card or writes checks in your title. When you ship mail, use secure, opaque envelopes so no one can learn account numbers or spot checks just by holding them up to the sunshine. Only use ATMs in safe, properly-lit places, and don't use the machine if someone is standing too shut or wanting over your shoulder.
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